Romania fintech
20 verified facts tracked for this market — each with its source, reporting period and evidence tier. Tier 1 = primary institutions (central banks, statistical offices); tier 2 = disclosed industry panels.
| Metric | Value | Geo | Period | Tier | Source |
|---|---|---|---|---|---|
| Outstanding bank loans to non-financial corporations, Romania | 43433.05904761904EUR million | RO | 2026-07 | T1 | data-api.ecb.europa.eu |
| Romania projected digital payments transaction value | 38.31USD billion | RO | 2025 | T1 | one.oecd.org |
| Individuals using the internet for internet banking, by country, Eurostat | 22.5% of persons aged 16-74 using internet | RO | 2025 | T1 | insse.ro |
| Enterprises reporting issues due to late payments, Romania | 60percent | RO | 2024 | T1 | single-market-economy.ec.europa.eu |
| Made a digital online merchant payment for an online purchase, Romania, World Bank Global Findex | 23.27% of population age 15+ | RO | 2024 | T1 | data.worldbank.org |
| Share of invoices paid on time in Romania's best-performing sector (construction) | 22percent | RO | 2024 | T1 | single-market-economy.ec.europa.eu |
| Account ownership among the poorest 40% by income, Romania | 55.4182775439009% of population age 15+ | RO | 2024 | T1 | data.worldbank.org |
| Adults borrowing from a formal bank or similar financial institution, by Eastern Europe country | 20.2% of population age 15+ | RO | 2024 | T1 | data.worldbank.org |
| Share of financial-service-sector firms that are micro enterprises (0-9 employees), Romania, Eurostat SBS | 87.4percent of enterprises | RO | 2024 | T1 | ec.europa.eu |
| Used mobile phone or internet to buy online, young adults 15-24, Romania, World Bank Global Findex | 73.003765384931% of population age 15-24 | RO | 2024 | T1 | data.worldbank.org |
| Account ownership at a financial institution or mobile-money provider, Romania (% age 15+) | 71.34percent | RO | 2024 | T1 | data.worldbank.org |
| Share of Romanian companies reporting late payments negatively affected payments to suppliers | 55percent | RO | 2024 | T1 | single-market-economy.ec.europa.eu |
| Share of B2B invoices paid by the due date, retail trade sector, Romania (lowest in EU sample) | 9percent | RO | 2024 | T1 | single-market-economy.ec.europa.eu |
| Gross operating rate, financial services (NACE K64), Romania | 62.68percent | RO | 2024 | T1 | ec.europa.eu |
| Account ownership among young adults aged 15-24, Romania | 85.6315207171153% of population age 15+ | RO | 2024 | T1 | data.worldbank.org |
| Companies reporting late payments forced them to delay loan repayments or use additional financing, Romania | 31percent | RO | 2024 | T1 | single-market-economy.ec.europa.eu |
| GDP per capita in purchasing power standards, Romania, Eurostat | 30769.5PPS per capita | RO | 2024 | T1 | ec.europa.eu |
| No account because of a lack of trust in financial institutions, Romania, World Bank Global Findex | 10.63% of population age 15+ without an accou | RO | 2024 | T1 | data.worldbank.org |
| Share of invoices paid on time by micro-enterprises, Romania | 11percent | RO | 2024 | T1 | single-market-economy.ec.europa.eu |
| Internet banking usage among individuals aged 16-74, Romania | 8.36percent of individuals | RO | 2019 | T1 | ec.europa.eu |
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