Eastern Europe Fintech
20 verified facts tracked for this market — each with its source, reporting period and evidence tier. Tier 1 = primary institutions (central banks, statistical offices); tier 2 = disclosed industry panels.
| Metric | Value | Geo | Period | Tier | Source |
|---|---|---|---|---|---|
| EU credit institutions aggregate return on equity | 2.44percent | EU | 2026-03 | T1 | ecb.europa.eu |
| EU credit institutions aggregate non-performing loans ratio | 1.98percent | EU | 2026-03 | T1 | ecb.europa.eu |
| Net improvement in bank loan availability reported by SMEs, Slovakia | -2.947308percentage points | SK | 2025-S2 | T1 | data-api.ecb.europa.eu |
| Share of SMEs that did not apply for a bank loan because of sufficient internal funds, Slovakia | 38.3895percent | SK | 2025-S1 | T1 | data-api.ecb.europa.eu |
| Number of CEE companies receiving start-up-stage venture investment | 92count of companies | EASTEU | 2025 | T1 | investeurope.eu |
| Poland payment-card fraudulent transaction share | 0.004 / 0.008% of card transaction count / % of card | Poland | 2024-H1 | T1 | nbp.pl |
| Poland payment cards in circulation | 46.3million payment cards in circulation | Poland | 2024-12 | T1 | nbp.pl |
| Reduction in average G2B payment period versus 2023, Bulgaria | 7.6percent | BG | 2024 | T1 | single-market-economy.ec.europa.eu |
| Reported operational incidents in Polish payment schemes | 12incidents | PL | 2024 | T1 | nbp.pl |
| Croatian companies reporting problems due to late payments | 59percent | HR | 2024 | T1 | single-market-economy.ec.europa.eu |
| Slovenia share of cash payments at point of sale, by number of transactions | 64percent | Slovenia | 2024 | T1 | ecb.europa.eu |
| Poland card-scheme transaction volume and value | 8.9 / 710.1billion card-scheme transactions / PLN billion transaction value | Poland | 2024 | T1 | nbp.pl |
| Enterprises reporting late payments affected their payments to suppliers, Bulgaria | 39percent | BG | 2024 | T1 | single-market-economy.ec.europa.eu |
| Average agreed B2B payment terms in Croatia, longest in the EU | 46days | HR | 2024 | T1 | single-market-economy.ec.europa.eu |
| Companies reporting late payments made them delay loan repayments or use additional financing, Bulgaria | 17percent | BG | 2024 | T1 | single-market-economy.ec.europa.eu |
| Share of invoices paid on time by Slovak medium-sized companies | 59percent | SK | 2024 | T1 | single-market-economy.ec.europa.eu |
| Average G2B payment period reported by suppliers in Croatia | 65days | HR | 2024 | T1 | single-market-economy.ec.europa.eu |
| Gross operating rate, financial services (NACE K64), Bulgaria | 61.27percent | BG | 2024 | T1 | ec.europa.eu |
| Share of B2B invoices paid by due date by Croatian medium-sized companies | 43percent | HR | 2024 | T1 | single-market-economy.ec.europa.eu |
| Hungarian companies using bank guarantees to protect against late payments | 31percent | HU | 2024 | T1 | single-market-economy.ec.europa.eu |
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