Czechia fintech
20 verified facts tracked for this market — each with its source, reporting period and evidence tier. Tier 1 = primary institutions (central banks, statistical offices); tier 2 = disclosed industry panels.
| Metric | Value | Geo | Period | Tier | Source |
|---|---|---|---|---|---|
| Outstanding bank loans to non-financial corporations, Czechia | 67323.10424582851EUR million | CZ | 2026-07 | T1 | data-api.ecb.europa.eu |
| Instant-payment user satisfaction, Ipsos survey for CNB, Czechia | 99percent of instant-payment users | CZ | 2026 | T1 | cnb.cz |
| Share of Czechs using instant payments (Ipsos/CNB survey) | 53% of population aged 18-65 | CZ | 2025-10 | T1 | cnb.cz |
| Fraudulent card payment transactions per year, Czech Republic (CNB payment statistics) | 195,000fraudulent transactions/year | CZ | 2025 | T1 | cnb.cz |
| Eastern Europe adults unable to come up with emergency funds within 30 days | 18.7% of population | CZ | 2025 | T1 | ec.europa.eu |
| POS terminals deployed by Czech acquirers | 285thousand POS terminals | CZ | 2025 | T1 | cnb.cz |
| Average venture capital investment per company, Czech Republic | 2.43EUR million | CZ | 2025 | T1 | investeurope.eu |
| Enterprises reporting difficulties due to late payments, Czechia | 69percent | CZ | 2024 | T1 | single-market-economy.ec.europa.eu |
| Payment cards in circulation issued by Czech banks, end of period, Czechia | 15.9million cards | CZ | 2024 | T1 | cnb.cz |
| New businesses registered, by country, World Bank | 29877count | CZ | 2024 | T1 | data.worldbank.org |
| Average B2B payment period reported by suppliers, Czechia | 62.3days | CZ | 2024 | T1 | single-market-economy.ec.europa.eu |
| GDP per capita in purchasing power standards, Czechia, Eurostat | 36255.5PPS per capita | CZ | 2024 | T1 | ec.europa.eu |
| Enterprises reporting late payments affected their payments to suppliers, Czechia | 23percent | CZ | 2024 | T1 | single-market-economy.ec.europa.eu |
| Card transactions at resident accepting devices, annual volume, Czechia | 1.9billion transactions/year | CZ | 2024 | T1 | cnb.cz |
| Share of invoices settled on time by medium-sized businesses, Czechia | 63percent | CZ | 2024 | T1 | single-market-economy.ec.europa.eu |
| Banking system share of total assets in Czech domestic regulated financial system | 85percent | CZ | 2022 | T1 | oecd.org |
| Made a cash payment upon delivery for an online purchase, Czechia, World Bank Global Findex | 20.50% of population age 15+ | CZ | 2021 | T1 | data.worldbank.org |
| Adults borrowing from a formal bank or similar financial institution, by Eastern Europe country | 31.3% of population age 15+ | CZ | 2021 | T1 | data.worldbank.org |
| Made a digital online merchant payment for an online purchase, Czechia, World Bank Global Findex | 53.96% of population age 15+ | CZ | 2021 | T1 | data.worldbank.org |
| Average transaction cost of sending remittances outbound from Czech Republic (World Bank) | 8.47percent of amount sent | CZ | 2019 | T1 | data.worldbank.org |
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