Poland fintech
20 verified facts tracked for this market — each with its source, reporting period and evidence tier. Tier 1 = primary institutions (central banks, statistical offices); tier 2 = disclosed industry panels.
| Metric | Value | Geo | Period | Tier | Source |
|---|---|---|---|---|---|
| Outstanding bank loans to non-financial corporations, Poland | 108880.25964993624EUR million | PL | 2026-07 | T1 | data-api.ecb.europa.eu |
| Leasing product distribution network: branches and authorised agencies, Poland | 1,7thousand outlets | PL | 2025 | T1 | stat.gov.pl |
| Polish firms citing reduced investment and growth as a consequence of late payments | 63percent | PL | 2025 | T1 | single-market-economy.ec.europa.eu |
| Net financial result of leasing companies (leasing sole or dominant activity), Poland | 1 499PLN million | PL | 2025 | T1 | stat.gov.pl |
| Annual growth in the number of clients of non-bank factoring companies, Poland | 1,9percent | PL | 2025 | T1 | stat.gov.pl |
| Annual growth of the value of receivables purchased by factoring entities, Poland | 11,0percent | PL | 2025 | T1 | stat.gov.pl |
| Polish leasing enterprises belonging to enterprise groups | 63enterprises | PL | 2025 | T1 | stat.gov.pl |
| Mazowieckie share of Polish lessees concluding new leasing contracts | 30,6percent | PL | 2025 | T1 | stat.gov.pl |
| Share of Mazowieckie voivodeship in the number of lessees concluding new leasing contracts, Poland | 30,6percent | PL | 2025 | T1 | stat.gov.pl |
| Poland share of CEE venture capital investment value | 46percent | PL | 2025 | T1 | investeurope.eu |
| Annual decline in the number of factoring clients served by commercial banks, Poland | 5,3percent | PL | 2025 | T1 | stat.gov.pl |
| Share of road transport vehicles in the value of new leasing contracts, Poland | 80,0percent | PL | 2025 | T1 | stat.gov.pl |
| Contactless share of payment cards issued, Poland | 97.5percent | PL | 2024-12 | T1 | nbp.pl |
| Adults without an account citing services too expensive, Poland (World Bank Global Findex) | 4.68342377527625% of population age 15+ | PL | 2024 | T1 | data.worldbank.org |
| Digitally enabled account, share of adults, Poland (World Bank Global Findex) | 80.5034294532409% of population age 15+ | PL | 2024 | T1 | data.worldbank.org |
| Made a digital online merchant payment for an online purchase, Poland, World Bank Global Findex | 46.77% of population age 15+ | PL | 2024 | T1 | data.worldbank.org |
| Adults borrowing from a formal bank or similar financial institution, by Eastern Europe country | 19.4% of population age 15+ | PL | 2024 | T1 | data.worldbank.org |
| New businesses registered, by country, World Bank | 56520count | PL | 2024 | T1 | data.worldbank.org |
| Account ownership at a financial institution or mobile-money provider, trend, Poland, World Bank Global Findex | 88% of adult Poles | PL | 2024 | T1 | nbp.pl |
| Financial account ownership among poorest 40% by income, Poland | 80.0821560050964% of population age 15+ | PL | 2024 | T1 | data.worldbank.org |
Connected markets
Same vertical, other geographies
- Africa Fintech (NG/KE/EG) · 20 facts
- Caucasus & Central Asia Fintech · 20 facts
- China Fintech & Payments · 20 facts
- Turkey Fintech · 20 facts
- Hungary fintech · 20 facts
- Indonesia fintech · 20 facts
Same geography, other verticals
- Poland devtools · 20 facts
Related benchmarks
How big is a typical seed or Series A round, and how many startups make it to the next one?
Startup Round Sizes by Stage 2026: Seed and Series A Medians by Ecosystem
How many European businesses actually use AI?
EU Business AI Adoption
How digital is India's financial life, really?
India Fintech in Numbers
Building in this market?
Validate your idea against this data inside God of Startups. Your idea is checked against the market, never shared with it.