US Fintech & Payments
20 verified facts tracked for this market — each with its source, reporting period and evidence tier. Tier 1 = primary institutions (central banks, statistical offices); tier 2 = disclosed industry panels.
| Metric | Value | Geo | Period | Tier | Source |
|---|---|---|---|---|---|
| Growth of commercial and industrial loans at all commercial banks, annual rate, United States | 14.8percent | US | 2026-Q2 | T1 | federalreserve.gov |
| US Finance and Insurance sector businesses currently using AI | 33.9percent | US | 2026-05 | T1 | census.gov |
| Outstanding commercial and industrial loans at all commercial banks, United States | 2785.6USD billion | US | 2026-02 | T1 | federalreserve.gov |
| US credit card delinquency rate, all commercial banks | 2.92% of outstanding credit card balances 30 | US | 2026-01 | T1 | fred.stlouisfed.org |
| Ranked breakdown of financial fraud/scam types experienced by US adults, Federal Reserve Report on the Economic Well-Bei | 16 percent reporting fraud related to their credit card, and 8 percent reporting another type of financial fraud% of US adults surveyed | USA | 2025 | T1 | federalreserve.gov |
| Median gross non-credit-card fraud loss among adults with family income below USD 50000 | 400USD | US | 2025 | T1 | federalreserve.gov |
| Share of US employer businesses that applied for credit and received none of it | 7.2% (2023) vs 10.8% (2020)% of employer businesses that applied for new credit and received none of the requested amount; 2023 Annual Business Survey (ABS), US Census Bureau | United States | 2023 | T1 | census.gov |
| Share of US employer businesses receiving all the credit they applied for | 57.2% (2023) vs 54.9% (2020)% of employer businesses that applied for new credit in the prior year and received the full amount requested; 2023 Annual Business Survey (ABS), US Census Bureau | United States | 2023 | T1 | census.gov |
| U.S. household BNPL missed-or-late-payment incidence among BNPL users | 12.8% of households that used Buy Now, Pay Later in the past 12 months and missed or made a late payment on at least one BNPL purchase; lower-income BNPL users 21.4% vs $75k+ income BNPL users 9.4% | US | 2023 | T1 | fdic.gov |
| US industry revenue, Credit Card Issuing, employer firms | 258235USD millions | United States | 2022 | T1 | www2.census.gov |
| Share of US employer businesses with less than $5,000 in outstanding debt | 43.1percent | US | 2022 | T1 | census.gov |
| US Credit Card Issuing industry revenue, employer firms, 2013 vs 2022 | 165970 (2013) to 258235 (2022)USD millions | United States | 2013-2022 | T1 | www2.census.gov |
| Share of US VC fund capital raised by funds of USD 1 billion or more | 52percent | US | 2026-H1 | T2 | svb.com |
| Top-quartile pre-money seed valuation, US VC-backed companies | 35USD million | US | 2026 | T2 | svb.com |
| Share of US Series A deals larger than USD 50 million | 12percent | US | 2026 | T2 | svb.com |
| Share of all US VC deal dollars captured by the ten largest deals | 65percent | US | 2026 | T2 | svb.com |
| Share of the 100 most valuable US VC deals located in California | 59percent | US | 2026 | T2 | svb.com |
| AI-native SaaS median net revenue retention (ChartMogul, ~200 companies >=$250k ARR) | 48percent net revenue retention | GLOBAL | 2025 | T2 | chartmogul.com |
| B2C SaaS median net revenue retention (ChartMogul, ~600 companies >=$250k ARR) | 49percent net revenue retention | GLOBAL | 2025 | T2 | chartmogul.com |
| B2B SaaS median net revenue retention (ChartMogul, ~2,700 companies >=$250k ARR) | 82percent net revenue retention | GLOBAL | 2025 | T2 | chartmogul.com |
Connected markets
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