Middle East Fintech & Payments
20 verified facts tracked for this market — each with its source, reporting period and evidence tier. Tier 1 = primary institutions (central banks, statistical offices); tier 2 = disclosed industry panels.
| Metric | Value | Geo | Period | Tier | Source |
|---|---|---|---|---|---|
| Saudi finance and insurance establishments using AI technologies | 52.9% in 2025; 44.7% in 2024% of establishments in financial and ins | Saudi Arabia | 2024-2025 | T1 | stats.gov.sa |
| Saudi Arabia digital payment adoption change | 79 -> 85% of total retail payments | Saudi Arabia (MENA narrower geography) | 2024-2025 | T1 | spa.gov.sa |
| Saudi adults in the poorest 40% of households who made a digital merchant payment | 57.1637489669115percent | SA | 2024 | T1 | api.worldbank.org |
| Digitally enabled account, adults age 15+, Egypt | 28.24percent | EG | 2024 | T1 | data.worldbank.org |
| Account ownership among the poorest 40% by income, Egypt | 33.080949427223percent | EG | 2024 | T1 | api.worldbank.org |
| Saudi Arabia adults who made or received a digital payment | 75.7246348679077% of population age 15+, World Bank Global Findex | Saudi Arabia (MENA narrower geography) | 2024 | T1 | data.worldbank.org |
| Account ownership among young adults ages 15-24, Egypt | 32.5398576308392percent | EG | 2024 | T1 | api.worldbank.org |
| Account ownership among adults age 25+, Egypt | 47.0131693568487percent | EG | 2024 | T1 | api.worldbank.org |
| Saudi rural adults who made or received a digital payment | 73.4982525093188percent | SA | 2024 | T1 | api.worldbank.org |
| Saudi Arabia adults who made a digital merchant payment | 64.1603226021606% of population age 15+, World Bank Global Findex | Saudi Arabia (MENA narrower geography) | 2024 | T1 | api.worldbank.org |
| Debit-card share of Saudi e-commerce payment methods | 50percent of e-commerce users | Saudi Arabia | 2023 | T1 | sama.gov.sa |
| Average cost of sending remittances to Morocco (inbound) | 4.17percent | MA | 2023 | T1 | data.worldbank.org |
| Saudi Arabia total payment transactions volume | 17.2billion transactions | Saudi Arabia | 2023 | T1 | sama.gov.sa |
| North Africa utility payers using digital payment methods | <5percent of utility payers | North Africa | 2021/2022 | T1 | worldbank.org |
| Saudi Arabia national POS estate increase | 72% | Saudi Arabia | 2021-2023 | T1 | sama.gov.sa |
| Saudi Instant Payments System sarie transaction volume growth | 176 to 437million transactions | Saudi Arabia | 2021-2023 | T1 | sama.gov.sa |
| Saudi Arabia average unit cost of payments reduction | 11% | Saudi Arabia | 2021-2023 | T1 | sama.gov.sa |
| Companies licensed by SAMA under non-bank financial institution licenses | 15licensed companies | Saudi Arabia | 2020 | T1 | sama.gov.sa |
| Saudi fintech regulatory sandbox entrants permitted to operate in 2018 cohort | 7fintechs permitted to operate | Saudi Arabia | 2018 cohort | T1 | sama.gov.sa |
| Adults using a mobile phone or the internet to pay bills, Jordan | 2.12138544555093% of population age 15+ | JO | 2017 | T1 | data.worldbank.org |
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